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About the Settlement

This lawsuit concerns the management fees that Farmers Group Inc. charged for managing certain operations of the Farmers insurance exchanges, known as Farmers Insurance Exchange, Fire Insurance Exchange, and Truck Insurance Exchange.  The Exchanges paid those fees to Farmers Group Inc. out of the premiums that the Exchanges charged to their customers.  The lawsuit claims that the management fees were too high and that Farmers Group Inc. made too much in profits, purportedly in violation of California law.  The Defendants dispute these claims.  The Defendants claim that Farmers Group Inc. behaved appropriately at all times and that its management fees and profits were and are reasonable.

The Court has not decided in favor of the Plaintiff or the Defendants.  Instead, the Plaintiff and the Defendants agreed to a Settlement.  That way, both sides avoid the cost and risks of a trial, and the Class Members will get the benefits of this Settlement.  The Class Representative and his attorneys, who conducted an extensive investigation of the facts and the law relevant to the lawsuit, think the Settlement is best for all Class Members.

The Court granted final approval to the Settlement on December 21, 2011. Certain appeals were filed, but they are no longer pending, and the Court's decision is final.  Payments to eligible class members will be mailed during the week ending Friday November 2, 2012.

You are a Class Member if you were a subscriber to, or a named insured on an insurance or reinsurance policy issued by Farmers Insurance Exchange, Fire Insurance Exchange, or Truck Insurance Exchange at any time from January 1, 1999, through December 31, 2010.  The Class in this lawsuit does not include insureds of any other insurance companies operating under the Farmers Insurance Group of Companies service mark. 



Get no payment.  Give up rights to ever sue the Defendants and the Exchanges about the legal claims in this case.


This was the only way to get a payment. The deadline to file a claim has passed.


Get no payment.  This was the only option that allowed you to ever be part of any other lawsuit against the Defendants or the Exchanges about the legal claims in this case.  The deadline to exclude yourself from the Settlement has passed.


The deadline to object to the Settlement has passed.  The Court has approved the Settlement.


The deadline to request to speak at the Fairness Hearing has passed.  The Court has approved the Settlement.

Important Notice:
  This lawsuit and settlement concern policies issued by only three specific companies -- Farmers Insurance Exchange, Fire Insurance Exchange, and Truck Insurance Exchange. If you purchased your Farmers policy from any other Farmers company, it is not included in the settlement. The Exchange policies and premium information listed on your claim form are based on detailed research of Farmers' records. Farmers does not presently have any information other than what is shown on your claim form. Therefore, a request for policy history or additional research will probably not add anything to what you have already been provided. It is possible that you yourself may have information that is not in Farmers' records. For example, you might know about a change of name or address. In that case, you should add that information to your claim form when you submit it.


Please do not contact either the Defendants or the Court about this Settlement. Any and all callers will be directed to this website.  If you have questions, please refer to the FAQ’s and the other information posted here.

This site is not operated by the Plaintiffs or the Defendants.  This class action settlement is supervised by the Court and is administered by a claims administration firm that handles all aspects of claims processing.

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